Does Gerber Life offer life insurance plans for senior citizens?

Yes. Gerber Life offers guaranteed issue whole life insurance policies for seniors up to age 75.

With Gerber Life, seniors age 75 and under may purchase up to $15,000 of life insurance protection with guaranteed approval.

That means, you won't have to take a medical exam, or answer any questions about the status of your health.

Even if you have been turned down by other insurers, you can still get insured through Gerber Life, if you...

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Is there life insurance available to cover final expenses for senior citizens?

Yes, seniors may purchase guaranteed issue final expense life insurance plans to cover the cost of their final expenses.

These plans offer up to $20,000 or more of life insurance with no health exams and no health questions asked.

Your approval for coverage is guaranteed if you meet the age requirements.

For example, one insurer offers guaranteed approval for people between the ages of 45 to 85 years old.

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The cheapest term life insurance plan for seniors would be a short-term term life policy offering coverage for the fewest number of years.

For instance, an annual renewable term life policy providing coverage for 1 year would cost less the first year than a 5 or 10 year term policy for a senior citizen.

However, if you need life insurance for a longer period of time, it would be best to choose the length of term that meets your life insurance needs, because if you renew an annual term policy ea...
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Is there any life insurance available for seniors?

Yes, there are life insurance policies for seniors. Some plans offer permanent life insurance and others provide term life insurance coverage.

Permanent life insurance for seniors costs more because it provides lifetime coverage, while term life insurance costs less since it is temporary, usually for 10, 15, or 20 years.

In addition, there are some life insurance plans for seniors that do not require you to take any physical examination, but the...
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